Reviews

“........ Greetings; Products this firm offers, aren't designed to allow payouts.”

“DO NOT BUY ACCOUNTS WITH THEM I strongly recommend staying away from Instant Funding. I purchased their Raw Spread account (148268), and the spreads have been terrible. As soon as I enter some trades, I am already down around 1% or more. For something advertised as a Raw Spread account, this has been extremely disappointing. Their leverage is also poor. When I contacted support about the spreads and trading conditions, they blamed market conditions. I do not accept this explanation because I trade the same markets with other funded prop firms and with my live account, and I do not experience anything close to these conditions. I asked for a refund after testing the account and seeing how bad the spreads were. They refused to refund me. Another major issue is the payout and drawdown structure. You need to reach 5% profit before becoming eligible for a payout, and after reaching that level, the maximum drawdown becomes much more restrictive. Traders should understand these rules before paying for an account. My experience with Instant Funding has been extremely negative. Between the spreads, leverage, refund policy, and drawdown rules, I regret buying this account. I would never purchase another account from them, and I would not recommend Instant Funding to other traders.”

“A terrible company by any standard. If your account is suspended, support stops responding to your messages. They keep sending offers, but in reality, you cannot benefit from them. They provide no prior warning, and their policies are terrible. I believe other companies send warnings when something is about to happen, but your company is trying to circumvent the issue by suspending accounts. Your company's goal isn't financing, but rather collecting the cost of the accounts after each closure, and imposing impossible conditions.”

“My account 8114692 has been breached due to Maximum position. But in reality it's because of extreme slippage during a news. My stoploss is always set in 750$ but the when the closed was closed it's 1450$. I would understand if it's only 20-50pipa in gold but 172pips slippage is very bad. I've had this problem with them and they reimbursed me I hope they will do the same thing.”

“Very disappointing experience- account closed because of a second-hand laptop Very disappointing experience - account closed because of a second-hand laptop My account was closed after Instant Funding detected that my laptop had previously been associated with another customer account. The issue is that I purchased the laptop second-hand and had absolutely no knowledge that it had been used by another person for their account. I did not intentionally create or operate multiple accounts, nor did I knowingly violate any trading rules. I explained the situation to their support team, but they told me the decision was final and refused to reinstate my account or release my pending payout of $ 9,600. I understand that companies need rules to prevent multiple accounts, but customers who purchase a second-hand device should not automatically be treated as if they intentionally violated the rules. I have simply asked them to either reactivate my account or at least release/refund my pending $9,600 payout, but so far they have refused. I hope Instant Funding will review my case fairly and consider the circumstances instead of relying only on device detection.”

“Following my previous review regarding the issue with my account, I'm happy to say that the problem has now been resolved. The team reviewed my account and provided me with a replacement account. I appreciate the way they handled the situation and worked to resolve the issue. The support team was friendly, professional, and helpful throughout the process. I'm satisfied with the resolution and appreciate their effort. Thank you for addressing the issue and making things right.”

“Paid for an account and didn't receive it I have paid for my account and still haven't received it. It's been a week since I've paid for it and the account status is still set as 'pending'. I reached out to them and they claim that they haven't received any payment from my side yet even though I've provided them with proof of that payment and they still refuse to give me the account. I want them to either give me my money back or give me the account I've paid for because scamming people like that is not okay. Edit: The problem has been resolved, I've got my account but just hope it could've been resolved faster than that.”

“ZERO STARS - £557 PLAN FEE, $9,416 PROFITS WITHHELD, SUCCESSFUL CHARGEBACK AND NOW LEGAL ACTION UPDATE ZERO STARS - READ THIS BEFORE GIVING IN TO INSTANT FUNDING If Trustpilot allowed ZERO STARS, that is what Instant Funding would get from me. My message to anyone currently fighting them is simple: DON'T GIVE UP. CHALLENGE IT. I challenged what happened to me through my bank and MY CHARGEBACK HAS BEEN SUCCESSFUL. So if you believe you have been unfairly charged, your account has been terminated without justification, or you have paid for a service that was not provided as agreed, CONTACT YOUR BANK. Debit card? Ask about CHARGEBACK. Credit card? Ask whether SECTION 75 applies. Do not assume Instant Funding gets the final word just because they tell you that you've breached one of their rules. YOUR BANK CAN LOOK AT THE EVIDENCE FOR ITSELF. Save your contracts. Save your emails. Screenshot your dashboard. Download your trading history. Keep evidence of every payment and every payout request. My chargeback succeeded. And I haven't stopped there. I have served a formal LETTER OF CLAIM. Their deadline to respond is 13 AUGUST 2026. So far, no substantive response. If they do not resolve my claim by the deadline, I INTEND TO ISSUE COURT PROCEEDINGS. No more endless emails. No more being ignored. No more accepting "violations" as the end of the conversation. CHARGEBACK: SUCCESSFUL LETTER OF CLAIM: SERVED DEADLINE: 13 AUGUST COURT PROCEEDINGS: NEXT IF UNRESOLVED If you've had a similar experience, use the proper channels available to you. Speak to your bank. Ask about chargeback or Section 75 where applicable. Get legal advice if necessary. A company saying "NO" does not automatically mean the matter is over. I fought back through my bank - and succeeded. Now they have until 13 August to deal with my legal claim. ZERO STARS. AVOID BASED ON MY EXPERIENCE. And if you are already in a dispute with them: DON'T JUST GIVE UP BECAUSE THEY SAY "VIOLATION". CHECK YOUR CONTRACT, KEEP YOUR EVIDENCE AND CHALLENGE IT THROUGH THE PROPER CHANNELS. UPDATE- you have my acc number and email emailed you 1000x I have sent it again! Letter of claim deadline 13 Aug, chargeback successful!!”

“No complaints yet The reviews make me nervous sometimes but I've received every payout across 2 separate accounts . Important to read and understand all rules and also check the individual FAQs. Also don't even set yourself up to where you stop loss or floating loss is remotely close to a possible breach just in case of horrible spreads and wicks.”

“Final Update Instant Funding has now confirmed that the closure of my funded account (#142032) is their final decision. Throughout this process, I consistently explained that both trades had Stop Losses set before execution and that my planned risk was below the 1% limit. The losses exceeded that level only because of market slippage during execution. In their final response, the company stated that their backend risk engine uses the "realized loss after slippage "to determine a breach of the 1% risk restriction, and they refused to provide any further remedy or reinstate the account. While I respect that firms have risk policies, I am disappointed that the impact of slippage was treated as a rule violation despite Stop Losses being in place before entry. I believe traders should clearly understand how this rule is enforced in practice, especially during volatile market conditions. I am sharing my experience so other traders can make an informed decision before purchasing a challenge or funded account.”